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PayPal_GoogleThe idea of a world where consumers are free from carrying multiple debit and credit cards with them has picked up a head of steam over the last year. The biggest push for this concept may have come from Google Wallet, the company’s NFC-based payment solution. Google’s dream of a future where everyone uses Google Wallet won’t come to fruition if PayPal has any say, though.

PayPal
recently unveiled its new PayPal Wallet interface. Like Google Wallet, the service lets consumers spend anywhere that PayPal Wallet is accepted using a unified account. All a person needs to do is select what account they want to spend from, and either key in a PIN or use a PayPal credit card. The rest is handled by PayPal, without the buyer needing to carry around a card for each of their spending accounts.


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SiriOf all the many upgrades and new features included in the latest iPhone 4S, the most highly anticipated has got to be Siri. In a nutshell, Siri is a digital personal assistant program that's included in iOS 5, the latest and greatest version of Apple's much-lauded mobile operating system. Relying on natural language recognition and artificial intelligence to respond to queries from the user, Siri can do everything you would do yourself automatically without having to push a single button. While there are many similar programs on the market, few attain the level of polish and sophistication that Siri achieves.

Main Features and Benefits
Siri is like having a digital personal assistant within your phone. Using natural language recognition melded with cloud database storage, Siri responds to a user's commands and questions and learns as it goes. In order to launch Siri on a new iPhone 4S, simply hold down the home button. Once activated, you can ask Siri nearly anything you can think of and it'll answer you to the best of your ability. Simply ask Siri “What can you do?" if you're unsure where to start. It'll give you a rundown of the available options and capabilities built in to the service.


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Texting_LawIn California, as well as in many areas of the Western world, law enforcement agencies are having to adjust to changes as a result of new media sources like cell phones, mobile media devices, and laptops. In the past, California authorities were able to obtain evidence without a warrant from mobile media devices taken from anyone arrested for a crime that carried such a device, but as a result of recent legal developments, that approach may soon change.

California Sen. Mark Leno has sponsored a bill in the California legislature that would make it illegal to obtain data off of mobile devices such as cellphones without a warrant in the event of an arrest. Previously, due to a January ruling by the California Supreme Court, authorities could conduct warrantless searches of these devices in the event of an arrest, even if the device and the data it contained had nothing to do with the case, and even if no criminal charges were ever filed. The bill has already been unanimously passed and is awaiting the signature of Governor Brown.


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Finance_Apps_SmartPhones_Andriod_iphoneManaging business finances can often be a difficult and time-consuming task. This is true for both small and large businesses. Luckily, there are a growing number of apps that are available that will help business owners save time and be more productive.


Pageonce

A lot of banks offer online banking and mobile apps as well. Depending on the specific bank, these will vary as to their usability and access. Pageonce is an app where the user can review many different accounts all at once. There are also options to set up various alerts and a handy report section where one can see how various accounts are broken down.


Financial Calculator

The able to calculate things such as bond valuation and rate of return can easily be done on the fly with the Financial Calculator. This app is powerful but very simple to use. Calculations are done quite quickly with this program.



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Facebook_ContactsEvery time Facebook updates their site with a new information-sharing setting, many people misinterpret the update and send out blasts warning all their friends of the new "privacy invasion." These rumors cause mass hysteria like that unleashed most recently when Facebook launched a new feature called "Contacts," previously known as "Phonebook." According to the rumors, Facebook collects all the phone numbers from your mobile phone and makes them available to all of your friends.

This rumor is completely false. When you download Facebook's app for your mobile phone, your contact list is synced with your friends list, allowing you to get to all the phone numbers in your phone from the Facebook mobile app. The misunderstanding most likely occured because users could see the phone numbers of friends who did not make their phone numbers visible. This made it look like Facebook shared his or her number when in actuality, it was in your phone when you synced it to Facebook.


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